READY TO STOP GUESSING WITH YOUR CREDIT? YOUR PERSONALIZED STRATEGY STARTS AT $111.
CB
COACH CREDIT BAEStrategy • Action • Results
Coach Credit Bae — Professional Credit Strategist
CB
Coach Credit Bae
10+ Years Helping Everyday Consumers
STOP GUESSING WITH YOUR CREDIT.

YOUR NEXT APPROVAL MAY START WITH A $111 CONVERSATION.

30-Minute Credit Strategy Call
+ First Round of Credit Repair Included

Before you apply for another car, credit card, home loan or funding opportunity, let's figure out what your credit actually needs.

We'll look at your situation, talk about your goal and create a personalized plan for what needs to happen next. If your current profile is positioned for an opportunity that makes sense, we may even identify an opportunity or take appropriate next steps during the call.

30 Minutes•3-Bureau Analysis•Personalized Plan•First Dispute Round Included
✓ No pressure.✓ No guessing.✓ Just a real plan.
Important Disclaimer: Credit and funding approvals are not guaranteed. Approval decisions are made by individual lenders and may depend on credit profile, income, debt, lender requirements and other factors.
OVER A DECADE IN CREDIT
REAL CLIENT STRATEGIES
PERSONALIZED ACTION PLANS
3-BUREAU CREDIT ANALYSIS
Targeted Credit Strategy

BE HONEST...
WHAT ARE YOU TRYING TO GET APPROVED FOR?

Click on what you are aiming for to prepare your custom game plan with Coach Credit Bae.

Maybe you've already been denied.

Maybe you're scared to apply again.

Maybe somebody told you to “fix your credit,” but nobody explained what actually needs fixing.

Or maybe you're looking at your credit report thinking:

“WHAT DO I EVEN DO FIRST?”

THAT'S EXACTLY WHY THIS CALL EXISTS.

The Real Difference

YOUR CREDIT SCORE DOESN'T TELL THE WHOLE STORY.

Two people can have the same credit score and need completely different strategies.

That's why Coach Credit Bae doesn't start with random disputes. We start by looking at YOUR credit profile and YOUR goal.

What is reporting?
What's hurting you?
What's helping you?
What should stay?
What needs attention?
What are you trying to accomplish?
And what should your next move actually be?
The Coach Credit Bae Principle
STRATEGY FIRST.
THEN ACTION.
Clear Roadmap

HERE'S EXACTLY HOW THIS WORKS.

From booking your call to your 30–45 day update, you'll know what's happening every step of the way.

01

BOOK YOUR $111 STRATEGY CALL

Reserve your private 30-minute strategy session with Coach Credit Bae. We'll discuss what you're trying to accomplish and what has been holding you back.

• A car• A home• Better credit cards• Business funding preparation• Stronger credit
02

WE GET YOUR CURRENT 3-BUREAU CREDIT REPORTS

We use SmartCredit so we can review your current Experian, TransUnion and Equifax information. If you don't already have SmartCredit, we'll provide instructions for setting it up. Once the required access has been securely provided through the designated onboarding process, our team can review your reports.

EXPERIAN+TRANSUNION+EQUIFAX=YOUR FULL CREDIT PICTURE
03

WE ANALYZE ALL 3 REPORTS

Now Coach Credit Bae gets to work. We review your credit profile to understand what's helping you and what may be holding you back.

Collections
Charge-offs
Repossessions
Late payments
Inquiries
Credit card balances
Utilization
Account history
Positive accounts
Credit mix
Thin credit profile issues
Other factors affecting goals
WE DON'T MESS WITH YOUR GOOD CREDIT.

Your positive accounts matter. Positive accounts that are helping your profile are not included simply because we're disputing other information. Our goal is to protect what's helping while addressing negative information that may require attention.

04

WE TAKE ACTION.

YOUR FIRST ROUND OF CREDIT REPAIR IS INCLUDED.
ALL 3 BUREAUS: Experian | TransUnion | Equifax

After your analysis, we identify negative information that may be appropriate to dispute based on the information appearing in your reports (collections, charge-offs, repossession reporting, late payments, inquiries, and other negative reporting).

THIS IS WHERE STRATEGY TURNS INTO ACTION.
Compliance statement: Not every negative account is automatically disputed simply because it is negative. Disputes should address information identified as potentially inaccurate, incomplete, unverifiable, or otherwise appropriate for investigation based on the consumer's individual report and circumstances. No specific deletion, score increase or outcome is guaranteed.
05

WE CHECK BACK IN 30–45 DAYS.

After your first dispute round, we allow time for the investigation process and then review your progress. You'll receive an update showing where things stand and what may need to happen next.

Information deleted
Information updated
Information verified
Information remaining unchanged
Additional action recommended
EVERY CREDIT PROFILE IS DIFFERENT. Results vary.

Step-by-Step Flow

$111 STRATEGY CALL
↓
3-BUREAU ACCESS
↓
CREDIT ANALYSIS
↓
ACTION PLAN
↓
1ST DISPUTE ROUND
↓
30–45 DAY UPDATE
↓
NEXT MOVE
Interactive Estimate

SEE YOUR ESTIMATED
CREDIT TIMELINE.

Pick what's on your report and how many items you think need attention. We'll show an estimated investigation timeline based on standard bureau response windows.

What's on your report?

Tap to select

Estimated items

8
FewMany

Dispute rounds

Many profiles need more than one round. Each additional round is optional and separate from your first $111.

Estimated Total
4–7wks
~30–46 days
First Round
30–46d
Standard bureau window
  1. 01
    First Dispute Round
    Submitted to all 3 bureaus
    Day 0
  2. 02
    Bureau Investigation
    Experian · TransUnion · Equifax
    Day 0–46
  3. 03
    Progress Update 1
    What changed · what's next
    Day 30–46
Dispute round Investigation Update
This is an educational estimate based on standard FCRA bureau response windows and the item types you selected. It is not a guarantee of any specific outcome, deletion, or timeline. Individual results vary and depend on your report, the furnisher, and the bureaus.
Strategy first. Then action. No guaranteed outcomes.
Transparent, Honest Pricing

WHAT IF MY CREDIT NEEDS MORE TIME?

THAT'S OKAY.

Credit cleanup doesn't always happen in one round. Your $111 offer includes your initial strategy and first dispute round.

When we review your progress approximately 30–45 days later, we'll explain what changed and what may still need attention.

If additional service is appropriate and you want us to continue helping you, you may choose to continue for:

$111
FOR THE NEXT SERVICE PERIOD / DISPUTE ROUND.
Continuation is completely optional. You are never locked into automatic recurring billing without your explicit, affirmative agreement.
Unbeatable Value

SO WHAT DOES YOUR $111 ACTUALLY GET YOU?

1

30-MINUTE PRIVATE STRATEGY CALL

Talk directly with Coach Credit Bae about your credit and your goals.

2

3-BUREAU CREDIT ANALYSIS

We review Experian, TransUnion and Equifax.

3

PERSONALIZED CREDIT GAME PLAN

Know what needs attention and what your next moves should be.

4

POSITIVE ACCOUNT PROTECTION

We're not blindly disputing accounts that are helping your profile.

5

FIRST DISPUTE ROUND INCLUDED

Your initial dispute round is included in the $111 offer.

6

30–45 DAY PROGRESS UPDATE

Find out what changed and what may need attention next.

ALL STARTING AT:
$111
During Your Session

COULD SOMETHING HAPPEN ON THE CALL?

POSSIBLY.

Sometimes a client may already have a credit profile that is positioned for certain opportunities. If we identify an appropriate opportunity based on your current profile and goals, we may discuss it and potentially take appropriate next steps while we're together.

IMAGINE COMING FOR A STRATEGY...
AND LEAVING KNOWING EXACTLY WHAT YOUR NEXT MOVE IS.
Important disclaimer: An approval is never promised or guaranteed. Eligibility and approvals depend on the lender, consumer's credit profile, income, debt, underwriting requirements and other factors.
No Judgment • No Shame

YES, WE CAN LOOK AT THE MESSY STUFF TOO.

COLLECTIONS
CHARGE-OFFS
REPOSSESSIONS
LATE PAYMENTS
INQUIRIES
HIGH UTILIZATION
HIGH BALANCES
THIN CREDIT FILES
OTHER NEGATIVE REPORTING

You don't have to understand all of it before booking.
That's our job.

Meet Coach Credit Bae
Your Guide

MEET COACH CREDIT BAE

I'm Coach Credit Bae.

For over a decade, I've helped everyday consumers understand their credit, work through credit challenges and become better prepared for their next financial move.

YOUR SCORE IS ONLY PART OF THE STORY.

I want you to understand what is actually happening inside your credit profile. Because once we know what's happening, we can build a strategy around where you're trying to go.

Whether you're preparing for a car, home, better cards, business funding or simply stronger credit, we're going to look at YOUR situation.

✓ No cookie-cutter game plan.
✓ No confusing credit talk.
✓ No random moves.
We're going to make it make sense.
Coach Credit Bae
CREDIT • STRATEGY • ACTION
Frequently Asked Questions

YOU'VE GOT QUESTIONS. LET'S CLEAR THEM UP.

Your offer includes a 30-minute strategy call, review of your credit goals, analysis of your current 3-bureau credit reports, personalized next steps and your first dispute round based on your individual credit profile.
Take Your Next Step

YOU'VE BEEN GUESSING LONG ENOUGH.

Let's look at the credit.

Let's talk about the goal.

Let's build your plan.

$111
30-MINUTE CREDIT STRATEGY CALL+FIRST ROUND CREDIT REPAIR INCLUDED+3-BUREAU ANALYSIS+ACTION PLAN
Your next move starts with knowing where you stand.
Session Fee$111